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Car Leasing as Family Affair

admin — Mon, 31 May 2010 17:15:32 +0000

Everyone knows that situations change for young couples as they take their honeymoon in roadsters and sports cars, station wagons and switch to SUVs or nine (or so) months later. Needs change, so Auto-Leasing is a great way for young couples. Different family situations require different approaches, but it is still the flexibility of leasing that will allow for a variety of solutions.

Buying a car is, quite frankly, is just not a good decision for a lot of people, especially when several drivers in the house. Car leasing makes more sense in these cases, how it works when couples just starting out.

Pairs of children?

As an example, some families several children, a few years apart, and start arriving at the driving age before you know it. You can create a coupé family for Dad, a wagon or crossover vehicle for Mom, a compact and need for the older child. But it must not go to work in the usual way, with Mom being the designated driver of all time.

Why not be the responsible, older teenagers the taxi service for the younger child (or children) instead of the poor mother? The advantage of leasing, of course, is that if this older child goes to college, the next driver in line, some options, like the people ask to buy the car at the end of the lease or a new set up. Depending on the particulars of the situation, one or other of these decisions will be made, and it is only because of vehicle leasing that these options are also available.

The Teen Trap

Without the flexibility of the vehicle leasing, families with more than a teenager would potentially buy a lot of cars, and to try to sell them or exchange them at the end of their useful life (the cars, not the children). As far as most teenagers are concerned, if a car is not new, it’s not for them. Leasing keeps the style-conscious kids are satisfied, sure.

Even families that can afford to have their children do not buy cars in the world can often opt for leasing for a variety of reasons. To the delight of the children is no small thing in today’s world. The professional staff at all major car-leasing companies are aware of family dynamics, and can help you figure out to move your best car lease, what is the situation. You can only be surprised how it all works is cheaper, easier and very popular with the family.

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Car Leasing for Beginer

admin — Sun, 18 Apr 2010 07:31:20 +0000

In recent years the popularity of car leasing has increased. If you compare with the purchase of a car and suffering the humongous monthly installment fees, leasing, leasing provides a better and more viable financial option.
For car leasing, you have the tricks of the trade, so you will not end up paying more than if you buy directly familiar with the car. There are car dealers and manufacturers, you may be worth your money if you want to go for this option. You will get a better deal from the car dealer if you arise about the car-leasing industry, so you stay informed.

Defined Auto Leasing

You would “lease” a car by paying for the costs incurred by the vehicle depreciates in value. You can calculate depreciation costs by subtracting the car by the time that the lease ends, of its original value. There are cars which depreciate more than other brands. The rule of thumb is, the lower the amount that your car depreciates, the cost of lower rent.

Once you decide to go for leasing over buying a vehicle, you can with the least loss of value.
If you choose this option to go, you need to meet you “lease”. This is the number of months that the vehicle is leased. Leases typically last for 24, 36 or 48 months, depending on your contract.

“Leasing or buying: Which option is more conservative your pocket?”

Automobile leasing requires that you have a good credit rating, so if your credit score is low, it is better to go for the purchase. You may even be rejected for a lease if your credit history is not good. Or at least, you will be asked to pay higher monthly fees.

Leasing companies need to take advantage of you

It will invest the capital for the purchase of the car, and then lease that car oAs with any loan, should earn their money interest, so you better look at this as well, if the advantages of buying.

-Make sure you get the best deal from the car leasing by comparing the monthly costs with the interest from your local car dealer.

By making a note and comparing prices, you would have more or less an idea of which option to go to.

Car Leasing Tips
– When deciding on the model or car that you lease, you choose the Japanese and European cars. These are essentially the brands that have lower depreciation rates, compared to American vehicles.

Find out that most luxury cars of the lowest values were depreciation. Research, please visit a local car dealer in your area or ask friends who are currently leasing cars. You should have to share with you some great tips on how to get the best deal to lease cars.

Leasing a car can put a large hole in your budget when it comes to car care. You must ensure that you are a “car-friendly” user when you opt to go for auto leasing.

Definitely go for leasing if you are the type that the latest cars on the market’s needs. In the long term leasing is a better option for you in comparison to buying the latest car model then trading in or selling the old ones you have.

-As much as possible, select a shorter term. This is so that you optimize the warranty of the vehicle.

-Finally, the long-term leases because the car will decrease the value by the time at the end of the lease, and that’s usually when problems start with the engine.

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Car Lease Prices

admin — Wed, 31 Mar 2010 13:19:16 +0000

Leasing a car means paying for the use of the car leased during the period and not for the car itself Leasing will change viable option for people who Do not Care to a car’s own and keep their cars every few years when new models to market hit. Whoever the car Leases lessee and Undertaking means that cars means lesser leases.

The entire procedure of leasing one Auto orbits the concept Depreciation that car suffers when the lessee it uses. If a car hired is to determine the primary step to the car lease price. This price differs from the price is upon car sticker. The car’s sticker is the price which is suggested by the manufacturer, called the suggested retail price (MSRP). The lease price of the car would be at MSRP negotiable.

It is to the best interests of the person to the car lease for a price less than the MSRP to be negotiated. This is definitely possible and very normal. Leasing companies buy the car from the dealer prices below the MSRP, and acceptable haggling is allowed. However some Leasing societies fairly Adamant About negotiating Directives the Auto lease prices. You could also advertise their car lease price is the market price of the car. This is how they earn their profits, so it is necessary would shop around a bit and find out which leasing company is offering the best car lease price.

The Car Lease price determines the residual cost of car after depreciation incorporated. Depreciation is very high in the first year estimate – up to 30% and it decreases gradually each year by half. A lower car lease price would definitely take a lower percentage and the residual price higher would be. The amount that Lessees payable contains each month two parts – depreciation value plus interest on Car Lease price. Interest will using one series called money factor calculated. Money factor when multiplied by 2400 gives the rate of the vehicle.

The Car Lease price is not the only price data that the lessee pay when leasing has. There also one refundable deposit that has is paid. Its amount depends on which car is leased. Sales taxes must also pay. A majority of states also applicable sales tax and the lessee has the first monthly payment, before taking the car brand.

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HEY JO!– How to Lease a Car (PART 1)

admin — Sat, 20 Feb 2010 12:51:40 +0000

If you have a car lease and are looking for a way to drive something different, you do not have to turn the car into the dealer, incur a penalty and then lease another car. You can participate in a car lease swap. A car lease swap is when you exchange your car lease for another lease on a different car. It does not necessarily mean that the person whose lease you assume takes your car. A car lease swap takes place at car lease depots that allow for lease assumptions.

Leasing a car is something that many people like to do because it is not as expensive as buying a car. The monthly payments are lower in a leased car than in a car that you purchase. When the lease expires, you have the option of purchasing the vehicle for the then value or you can turn the car back in. Leasing a car is also considered to be a smart idea for those who own their own business or use their car for business purposes because of the tax incentive.

The standard car lease is for three years. Many people, after a year or so, decide that they would rather drive another car but feel that they cannot get out of the lease. Most lease holders will have a penalty included if you break your lease early. This keeps many people in their cars longer than they want.

A car lease swap gives you the option to get out of your car lease early, without incurring a penalty. You simply list your car lease available for a car lease swap and get someone else to take over the lease payments for you. You can just give up your car or you can get another car lease that is more suitable to you.

For example, you may want to do a car lease swap if your circumstances have changed. You may have signed a car lease for a car that was very luxurious but found that you can no longer afford to make payments. Rather than incurring a penalty for turning in the car and ending the car lease early, you can use the car lease swap program and get a less expensive car. This can work vice versa for you as well, depending on your circumstances.

A car lease swap also entitles you to get a lease with a shorter term so that you can get out of the car lease sooner. Many people find that their change of circumstances means that they need to only lease a car for a certain period of time. You can get a short car lease term when you participate in a car lease swap.

If you have a car lease and no longer want to drive the car or cannot afford the lease, you can opt for a car lease swap and get a lower monthly payment without incurring a penalty for breaking the lease early when you use a site that allows you to swap car leases.

Watch the video related to car leasing

Following car leasing complaints from (mainly American) visitors to my website lingscars, I decided to make a short tutorial video explaining how to use my website. If you follow the instructions, you will be able to lease a great new contract hire lease car. Enjoy

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Auto Loan Calculator

admin — Sat, 20 Feb 2010 07:47:41 +0000

Availing of a car lease instead of taking a car loan to buy a car might seem to be a bright idea, but there are many aspects of a car lease that you must check out before plunging into it. The various angles that you should investigate are:

Down Payments

The first aspect that you should look into is, whether you need to make any down payment for the car lease. Normal leasing practices do not envisage any upfront payments and as such, if you are being asked to make a down payment, you should reconsider your decision. Moreover, the money that you will pay upfront is non-refundable when your car lease ends. You should also consider the fact that if the car gets damaged or stolen, the loss and the gap cost will not be covered by your car insurance company.

Mileage Limits

Another important aspect of a car lease is that the leasing companies set a mileage limit of 45,000 miles over a three-year period and in case, you exceed it, you might have to pay an additional 20 cents for every excess mile. Most people find that 45,000 miles for 3 years or 15,000 miles per year is insufficient for the amount of travelling that they do. As such, you’ll have to pay nearly $2,400 in excess mileage on an average extra 4,000 miles per year. If you do go in for leasing a car, you should try to negotiate for the extra mileage at the time of taking the lease.

Sales Tax

Many dealers will try to hoodwink you in various ways. It’s, therefore, essential to read the fine print before signing for a car lease. The dealer might advertise for the lease rates and monthly payments, but he might not include sales tax, registration or title fees. The fine print might reveal that these are excluded from the advertised rates, but you would, in any case, have to pay for them if you take on the car lease. It’s important to use a car loan calculator whenever you negotiate for a car lease or a car loan.

Damage Or Loss Of Car

If your car meets with an accident during the period of the lease, you’ll have to pay for the repairs and other costs. This is a very important aspect that needs to be considered.

Car Leasing Or Buying

Many people find it difficult to decide whether they should buy a car or lease it. Some find it difficult to put forward the down payment and make the high monthly payments, if they have to buy a new car. They would much rather lease a car without realizing that even in the case of a car lease, they have to make monthly payments. Moreover, these monthly payments are just going down the drain without any gain, whereas in the case of a car loan, their monthly payments are gradually making them the owners of the car. It’s an individual’s own decision, but with the new car loan rates coming down, the odds are more in favor of car loans for buying cars.

Watch the video related to car lease calculator

ocalacarcredit.com – Welcome to the credit department of the dealer of your choice! ocalacarcredit.com will help you secure your auto loan prior to arriving at a dealership for your purchase or car lease. That’s right, once you get approved for your car loan, you can shop with confidence regardless of your credit score because you will already be preapproved for your vehicle purchase. We encourage you to use the first site devoted to finding residents of Florida the loan they need to purchase the vehicle they deserve! We’re eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application. Click Tonight, Drive Tomorrow! Visit http for your next car, truck, or SUV auto finance loan. Use ocalacarcredit.com’s Affordability Calculator www.ocalacarcredit.com to figure out how much loan you can afford! Also find what your monthly car payment would be on your loan! You can shop with confidence because you will know your loan amount and monthly payment before you even go to the dealer! ocalacarcredit.com is the easiest way to get approved for a new or used vehicle!

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Don’t Hammer The Relic

admin — Fri, 29 Jan 2010 15:29:19 +0000

Image taken on 2009-02-08 10:09:29 by Larry He’s So Fine.

Know Where You Are…To See Where You’re Going

admin — Thu, 28 Jan 2010 14:10:45 +0000

Know Where You Are…To See Where You’re Going
Logo #6 is more subtle and will probably look better in situ but in the final analysis it will also depend on the overall color scheme of the page.

10 Pakistan’s, Rich List , 2008

admin — Wed, 27 Jan 2010 15:21:04 +0000

Short-listing Pakistan’s most influential business magnates or Groups has never been an easy task because there are the people who have been very powerful in nearly every regime that has held this country’s reins since the last 60 years and then we have had those seasonal species that maneuvered their voice to be heard better than most within the power corridors, but later vanished into the oblivion for one reason or the other. We have selected only those tycoons who have made their presence felt for a better part of country’s history, have earned consistently, have been setting up units at regular intervals or have been legends in stocks, currency or real estate business.

The list excludes many names that have previously qualified and all of Pakistan’s most prominent feudal land lords who would definitely make it to the top 10, expect the few land owners which have declared their assets and work force and registered with the CBR Islamabad. In order to promote the new and ‘unknown’ Pakistani magnates we have excluded in previous entities.

Unfortunately, our extensive research does not currently include the names of a few stars that shone brightly amidst the galaxy of the influential creed of yesteryear like C.M.Latif of BECO- the Steel Man of Pakistan- who did make a lot of name once, but then got gifted with contentment somehow, although the late business wizard got very badly hit by Bhutto’s nationalization of 1970 which had inflicted an astounding thud to everybody in business then. Had it not been the case, many of our tycoons may well have managed to gain the kind of status greeting the likes of Birlas and Tatas in India today, if not the one saluting Bill Gates or Warren Buffet. Among these gifted.

individuals, you will find politicians-turned-businessmen, businessmen-turned-politicians or even the businessmen-cum-politicians. With malice towards none and with no intention to decorate somebody, We thus takes the pride of announcing these names. We hope this document will go a long way in serving as the most authentic endeavor of its kind for a very long time to come. It has been prepared very carefully in consultation with leading real estate barons, stock moguls, business leaders of virtue and senior bureaucrats at the Central Board of Revenue.

1 - Mian Muhammad Mansha Yaha Pakistan

Ranking: 1 Worth: £1.25b ($2.5billion)Industry: Businessman

Mansha has around 40 companies on board. Mansha, who owns the Muslim Commercial Bank is also setting up a $ 17m paper mill. He is one of the richest Pakistanis around. Nishat Group was country’s 15th richest family in 1970, 6th in 1990 and Number 1 in 1997. Mansha is on the board of nearly 50 companies. He is deemed to have made investments in many bourses, currency and metal exchanges both within and outside Pakistan. He could have bought the United Bank too, but then who doesn’t have adversaries. Nishat Group comprises of textiles, cement, leasing, insurance and management companies. If Mansha was bitten by Bhutto’s nationalization stint of 1970, his friends think he was compensated by Nawaz Sharif’s denationalization programme to a very good effect. There is no stopping Mansha and he is still on the move.

Nishat group assets are $4.4Billion. He is sometimes even regarded as the richest Pakistani around by his friends claiming he does not ‘show it off’.

2 - Asif Ali Zardari Pakistan

Ranking: 2 Worth: £900m ($1.8billion) Industry: Politics

Asif Zardari dubbed ‘Mr 10%’ an unknown happy-go-lucky son of a small-time businessman who struck gold by marrying one of the worlds most glamorous women Former Prime Minister of Pakistan Benzair Bhutto. Taking advantage of his wife’s authority he is known to have taken kickbacks from many deals inside and outside of Pakistan. The most famous was a $4 billion deal to buy 32 Mirage jets from the French company Dassault. Documents, which include letters from Dassault executives, indicate an agreement was reached to pay a 5% ‘remuneration’ – about $200m – to Marleton Business, a BVI company controlled by Zardari. Besides these many more kickback deals were taken with companies such as ARY Gold, Société Général de Surveillance (SGS), Cotecna, and ZPC Ursus, a Polish tractor company.

Zardari assets holding amount into hundreds of millions of dollars easily, Having 8 prime properties in the UK, of which once is the famous Rockwood Estate 365 acres in Surrey, worth £4.35m has now been sold and money sent back to the Govt. of Pakistan. Also 14 multi-million dollar mansions in the USA, including owning Holiday Inn hotel Houston, Texas Owned by ‘Mr 10%’ and Iqbal Memon and Sadar-ud-Din Hashwani.

They (Zardari and B.Bhutto) also have huge business ventures in the Middle East running into hundreds of millions if not billion mark. Mr Zardari also has huge stakes in sugar mills all over Pakistan,which include: Sakrand Sugar Mills, Nawabshah, Ansari Sugar Mills, Hyderabad, Mirza Sugar Mills, Badin, Pangrio Sugar Mills, Thatta and Bachani Sugar Mills, Sanghar.

3 - Sir Anwar Pervaiz UK

Ranking: 3 Worth: £750m ($1.5billion) Industry: Businessman

Chairman of Bestway Group. The Bestway Group started in 1976 with its first Bestway cash and carry warehouse opened in London. Today the have in total around 50 Cash and Carry’s. Including their recent takeover of rival group Batleys for around £100m. Bestway Group ventured into Pakistan’s huge the cement business in 1995 and set up cement manufacturing plant in Pakistan at a cost of $120 million.

Taking Advantage of Pakistan growing economy they also acquired a 25.5% stake in United Bank Limited in 2002. Today, the Bestway Group has interests in cash & carry wholesale, property investments, retail outlets, milling of rice, lentils and pulses, cement production and more recently into banking. The group’s total sales amounted to in excess of £ 2 billion. The group provides direct employment to thousands in the UK and Pakistan. The have many interests in Pakistan too. Sir Anwar Pervaiz and his his partners sheer hard work has bought them to outstanding international levels, which definitely makes him an ideal role model for many young Pakistanis today. He still on the move!

4 - Nawaz Sharif & Shahbaz Sharif family Saudi Arabia/Pakistan

Ranking: 4 Worth: £700m ($1.4billion) Industry: Politics/Businessman

Mr Sharif Businessman turned politician the former Prime Minister of Pakistan. He was ousted in a military coup in 1999 and was forced to forfeit $9million dollars and some of his assets including his $5m Mansion is Raiwind near Lahore. Before becoming PM he was a major share holder along with

his brother and cousins of Ittefaq Group, having assets well in excess of £50m in the 90′s. However he got richer when he took commissions from foreign companies for construction in Pakistan. He build the first motorway and many new roads and took heavy kickbacks. He then also stole $100m from the Iqra funds, he started a new scheme ‘Ghar Apna’ in which he again looted around $40m, the ‘Mulk swaaro’ scheme involving public & govt. money collections to help pay pf Pakistan’s debts also was pocketed. Today he lives in exile in Saudi Arabia where it is known he has a new huge business empire in various sectors.

5 - Saddaruddin Hashwani Pakistan

Ranking: 5 Worth: £550m ($1.1billion) Industry: Businessman

Saddaruddin Hashwani is Chairman Hashoo Group is known for his dominance in Pakistan’s hotel industry, though Hashwanis are have huge strength in real estate business too. Hashwanis are involved in trading of cotton, grain and steel and till the nationalization of cotton export in 1974, they were widely being dubbed as the Cotton Kings of Pakistan. Today, this group has excelled in export of rice, wheat, cotton and barley. It owns textile units, besides having invested billions in mines, minerals. hotels, insurance, batteries, tobacco, residential properties, construction, engineering and information technology. In 1984, Hashwani defeated the Lakhanis in the bid for Premier Tobacco but was arrested along with his brother Akbar in 1986 for allegedly evading customs duty on cigarettes. Sadarduddin’s brother Akbar and the children of another late brother Hassan Ali Hashwani together manage around 45 companies. Akbar runs the second Hashwani Group. He is one of the most well-known magnates in Pakistan who is a regular invitee at the Diplomatic Enclave. The list of local and international bigwigs known personally to Hashwani is unending.

6 - Nasir Schon & family U.A.E/Pakistan

Ranking: 6 (tied at 6) Worth: £500m ($1billion) Industry: Businessman

Nasir Schon is a prominent business leader of Pakistan and the CEO of Schon Group. Nasir Schon is the son of Captain Ather Schon Hussain, an ex-pilot of PIA. The Schon family is one of the few striving Muhajir Urdu business families in Pakistan. Starting off in Singapore in 1982, the peek of Schon group was in 1995 when they owned National Fibres, Schon Bank, Schon Textiles and Pak-China Fertizilers. Famous for the trend-setting roundabout, Schon Circle, Nasir Schon is also known to be one of the first people to have a Rolls-Royce in Pakistan. Directors of Schon group flew to Dubai in 1997 in exile after the dismissal of ex-Prime Minister Benazir Bhutto. The directors of Schon group were known to have close contacts with the husband of former Prime Minister, Asif Zardari. Many assets of the Schon group were auctioned by the Nawaz Sharif government. Schon Group is the only group in Pakistan who has paid the government over 3 billion rupees ($65m) in order to return from exile. Living in Dubai gave Nasir Schon an opportunity to start businesses there. Currently working on an $830 million real estate project known as Dubai lagoon, Schon group is also fighting to get back the assets they once lost. Currently, the Schon group operates a pilot training center in Pakistan known as Schon Air.

7 - Abdul Razzaq Yakoub & family U.A.E

Ranking: 6 (tied at 6) Worth: £500m ($1billion) Industry: Businessman

Mr Yakoub is a prominent Pakistani expatriate businessman based in Dubai. He is the president ARY group ($1.5Billion turnover) and World Memon Organization (WMO). He is one of Pakistan’s biggest media barons controlling around 7 channels. Besides this he has a huge property holdings in Karachi, Islamabad and Dubai amounting to over $200m. He is major in the gold market also having around 20 outlets in Asia. He has also been involved in paying Asif Zardari $5m in 1990′s for allowing him to import/export gold. Which he denies and claim’s is government forgeries.

8 - Rafiq Habib & Rasheed Habib Pakistan

Ranking: 7 Worth: £450m ($900) Industry: Businessman

Legend has it that the Goddess of Wealth has been in love with the seasoned Habibs more than anybody else in Pakistan. Most pundits believe that Habibs own at least 100 companies throughout the world, but these content mega-tycoons never boast off, something which has made it uphill for most to predict about their financial standing. This industrial group was founded by Seth Habib Mitha, born in 1878 to Esmail Ali-a factory owner in Bombay. The financial strength of the Habibs can be gauged from the fact that Muhammad Ali Habib gave a cheque of Rs 80 million to Quaid-e-Azam in 1948 at a time when Pakistan government was penniless owing to delay in transfer of Pakistan’s share of Rs. 750 million by the Reserve Bank of India. They had offices in Europe in 1912. They incorporated the Habib Bank in 1941. They own the Habib Bank A.G Zurich, Bank Al-Habib, Indus Motors assembling Corolla cars and many dozens of units in sectors such as jute, paper sack, minerals, steel, tiles, synthetics sugar, glass, construction, concrete, farm autos.

banking, oil, computers, music, paper, packages, leasing and capital management. Habibs today are headed by Rafiq Habib and Rashid Habib in two distinct groups. What makes them extremely influential players of all times is the fact that for dozens of top businessmen today, Habib were a myth once.

9 - Tariq Saigol & Nasim Saigol Pakistan

Ranking: 8 Worth: £425m ($850) Industry: Businessman

Hailing from Jhelum. The pioneer of the Saigol dynasty in 1890 was Amin Saigol who established a shoe shop that eventually transformed into Kohinoor Rubber Works. And then times saw them shining literally like the Kohinoor until their progress was halted by Nationalization in which they lost two-thirds of their wealth. Saigols got trifurcated in 1976 and 15 descendents of Amin Saigols four sons got a share. The name of the Saigols has been used in this part of the world as similes describing quantum of wealth. Yousaf Saigol, along with his brothers Sayeed Saigol, Bashir Saigol and Gul Saigol then nourished an excellent crop. In 1948, Saigols established the Kohinoor Textile Mills with a cost of Rs 8 million and this group happens to be the first to open an LC with the State Bank of Pakistan. They bought the United Bank in 1959 and then witnessed five of their units getting nationalized. They lived in Saudi Arabia during the Bhutto regime. Today, cousins Tariq and Nasim are holding the family’s fort together and have risen to unprecedented heights in individual capacities. NAB did haunt Nasim but Tariq spent more time either accepting or refusing prized slots everywhere. Tariq is the one of the finest business brains around.

10 - Dewan Yousaf Farooqui Pakistan

Ranking: 9 (tied at 9) Worth: £400m ($800) Industry: Businessman

Mr Farooqui. The mentor of this group has been the Sindh Minister for Local Bodies. Industries, Labour, Transport, Mines & Minerals. Dewan Mushtaq Group is one of the Pakistan’s largest industrial conglomerates in sectors like polyester acrylic fiber, manufacturing and automotives. Six of their companies are listed at the Karachi & stock Exchange and one at the Luxembourg bourse. Dewan Farooqui Motors assembles around 10,000 cars annually under technical license agreement with Hyundai and Kia Motors of Korea. The Dewan Salman Fiber is the pride of this empire as it ranks 11th in the world in total production capacity. The group owns three textile units, a motorcycle manufacturing concern and the largest sugar unit in the country. Dewans also have business interests in India. They possess dozens of millions of shares of Saudi Cement and Pak land Cement. They also have the franchise licence for BMW in Pakistan and now Rolls Royce showrooms.

ING Car Lease

admin — Mon, 25 Jan 2010 15:24:24 +0000

Image taken on 2007-11-18 15:43:07 by Jeroen Veldman.

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startmoment ik kyoto 2009

admin — Sat, 23 Jan 2010 15:54:09 +0000

Image taken on 2009-05-04 08:41:39 by BondBeterLeefmilieu.